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If the AI bubble bursts, your retirement savings could take a hit. Fortune senior writer and Term Sheet editor Allie Garfinkle explains how your 401(k) could be tied to some of the biggest tech companies, and what a crash in their stocks could mean for your savings. #AI #news #tech #money #retirement
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The 4% rule was built around a 30-year retirement, and if you're retiring at 40, your money has to last a lot longer. A lot of early retirees plan around 3.25% to 3.5% instead, which means a bigger number. Healthcare is the other big one. If you retire before 65, you have to figure out your own health insurance, and that cost needs to be in your yearly expenses before you multiply by 25. This is also where Barista FIRE shines, since a part-time job can cover insurance and shrink your number at t
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