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Our credit score is continuing to increase as our debt payoff continues. We got another boost this month as we dropped into the “good” utilization threshold (11%-29%), at 23% utilization. I don’t anticipate another big jump until we get below 10%, which would be total credit card debt of $14,830 - we’ve got a bit to go to get there! I also feel like there may be a bit of gender bias in credit scores. I’ve had established credit longer than my husband, and we both have just about everything repor
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